I hadn’t yet managed to take my obligatory week “off” to work on the house, so I scheduled it for last week. On the Wednesday prior, I got a call from our mortgage broker saying that the underwriter at the bank was freaking out about our exposed plywood siding on the kitchen. They wouldn’t close the loan (scheduled for 6 days later) with it in that condition. I told him “no way,” that we were going to have to walk away from the deal, since finishing that was going to be a big, complicated mess that we weren’t prepared to do at this time. While it was ugly, the deep overhangs of our house did a really good job of protecting it from the weather, so I thought it was a ridiculous requirement. Anyway, after Stephanie and I talked it over that night, we decided that it made sense to go ahead and try to finish the siding, since we would be losing nearly $500 in our wasted appraisal, not to mention the $350 in extra interest that were were paying each month.
Now for some of the back story to help explain why we weren’t too excited about taking on this project and kept deferring it. First, here’s a picture (taken for my dad, so he could create our landscape plan), which shows the area in question. Yeah, exposed plywood isn’t the best idea, but it really doesn’t look bad considering that it’s been that way for 7 years!

One of these things is not like the others
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